Lincoln National Corporation
LNCFinancial ServicesNASDAQInsurance - Life · Last scanned Sep 9, 2026
Scan Results
Daily timeframePart of the financial services sector, Lincoln National Corporation (LNC) is listed under Insurance - Life. The $8.29B market capitalization puts LNC squarely in mid-cap range for its industry. It operates through four segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services.
Market Cap
$8.29B
Beta
1.11
P/E (TTM)
3.65
P/E (Fwd)
4.99
EPS (TTM)
$11.87
EPS (Fwd)
$8.68
ROE
22.6%
ROA
0.3%
Cash
$45.55B
Total Debt
$7.24B
Free CF
$2.07B
52W Change
9.4%
Annual Financials
Cash vs Debt
Where LNC stands vs its 150-day and 200-day moving averages
As of the August 26, 2026 close, LNC finished 13.29% above its 150-day moving average ($37.61) and 10.45% above its 200-day moving average ($38.58). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LNC overbought or oversold?
At the August 26, 2026 close, LNC's RSI(14) was 26.4, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $45.55B in cash comfortably exceeding the $7.24B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Annual free cash flow of $2.07B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 22.6% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.3% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $18.93B (2022) to $18.34B (2025).
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Lincoln National Corporation and its sector.