LexinFintech Holdings Ltd.
LXFinancial ServicesNASDAQCredit Services · Last scanned Sep 9, 2026
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Daily timeframeLexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The $140.6M market capitalization puts LX squarely in micro-cap range for its industry. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms.
Market Cap
$140.6M
Beta
0.84
P/E (TTM)
0.96
P/E (Fwd)
1.38
EPS (TTM)
$0.89
EPS (Fwd)
$0.62
ROE
8.8%
ROA
1.8%
Cash
$1.23B
Total Debt
$3.70B
Free CF
—
52W Change
-84.7%
Annual Financials
Cash vs Debt
Where LX stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, LX finished 59.00% below its 150-day moving average ($2.00) and 63.56% below its 200-day moving average ($2.25). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LX overbought or oversold?
At the September 3, 2026 close, LX's RSI(14) was 6.4, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, LX has $1.23B in cash with $3.70B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 8.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $9.87B (2022) to $13.15B (2025), reflecting a 33% increase over the period.
As with any equity investment, LX carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing LX.