LexinFintech Holdings Ltd.
LXFinancial ServicesNASDAQCredit Services
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Daily timeframeHeadquartered within the financial services sector, LexinFintech Holdings Ltd. focuses on Credit Services services and products. LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. At a $105.3M market cap, LexinFintech Holdings Ltd. ranks as a micro-cap company within financial services. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms.
Market Cap
$105.3M
Beta
0.83
P/E (TTM)
0.76
P/E (Fwd)
1.59
EPS (TTM)
$0.84
EPS (Fwd)
$0.40
ROE
8.8%
ROA
1.8%
Cash
$1.23B
Total Debt
$3.70B
Free CF
—
52W Change
-88.8%
Annual Financials
Cash vs Debt
Where LX stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, LX finished 60.87% below its 150-day moving average ($1.61) and 66.49% below its 200-day moving average ($1.88). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LX overbought or oversold?
At the October 20, 2026 close, LX's RSI(14) was 25.5, in oversold territory (below 30). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, LX has $1.23B in cash with $3.70B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 8.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $9.87B (2022) to $13.15B (2025), reflecting a 33% increase over the period.
As with any equity investment, LX carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for LexinFintech Holdings Ltd. and its sector.