Lloyds Banking Group plc
LYGFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeLloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. Valued at $86.82B, LYG is a large-cap name in its sector. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.
Market Cap
$86.82B
Beta
0.91
P/E (TTM)
13.95
P/E (Fwd)
9.38
EPS (TTM)
$0.43
EPS (Fwd)
$0.64
ROE
11.3%
ROA
0.6%
Cash
$169.78B
Total Debt
$167.55B
Free CF
—
52W Change
35.7%
Annual Financials
Cash vs Debt
Where LYG stands vs its 150-day and 200-day moving averages
As of the August 13, 2026 close, LYG finished 13.58% above its 150-day moving average ($5.45) and 17.01% above its 200-day moving average ($5.29). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LYG overbought or oversold?
At the August 13, 2026 close, LYG's RSI(14) was 60.5, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Lloyds Banking Group plc holds $169.78B in cash against $167.55B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 11.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $16.05B (2022) to $20.03B (2025), reflecting a 25% increase over the period.
Investors considering Lloyds Banking Group plc should weigh the typical risks associated with LYG's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing LYG's risk profile alongside its fundamentals and technical indicators provides a more complete picture.