Lloyds Banking Group plc
LYGFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeLloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. The $79.05B market capitalization puts LYG squarely in large-cap range for its industry. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.
Market Cap
$79.05B
Beta
0.94
P/E (TTM)
13.27
P/E (Fwd)
10.22
EPS (TTM)
$0.41
EPS (Fwd)
$0.53
ROE
10.8%
ROA
0.5%
Cash
$323.06B
Total Debt
$161.33B
Free CF
—
52W Change
29.2%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $323.06B in cash comfortably exceeding the $161.33B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 10.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $16.05B (2022) to $20.03B (2025), reflecting a 25% increase over the period.
With cash comfortably exceeding debt, LYG has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Lloyds Banking Group plc's trajectory.