Merchants Bancorp
MBINFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
Scan Results
Daily timeframePart of the financial services sector, Merchants Bancorp (MBIN) is listed under Banks - Regional. The company carries a $2.25B market cap, placing it firmly in the mid-cap category. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking.
Market Cap
$2.25B
Beta
1.21
P/E (TTM)
9.83
P/E (Fwd)
8.15
EPS (TTM)
$4.98
EPS (Fwd)
$6.01
ROE
11.7%
ROA
1.3%
Cash
$791.9M
Total Debt
$4.30B
Free CF
—
52W Change
51.3%
Annual Financials
Cash vs Debt
Where MBIN stands vs its 150-day and 200-day moving averages
As of the October 19, 2026 close, MBIN finished 0.35% below its 150-day moving average ($48.94) and 4.41% above its 200-day moving average ($46.71). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MBIN overbought or oversold?
At the October 19, 2026 close, MBIN's RSI(14) was 31.1, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Merchants Bancorp carries $4.30B in total debt against $791.9M in cash reserves — debt is roughly 5.4x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 11.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $439.8M (2022) to $677.2M (2025), reflecting a 54% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Merchants Bancorp and its sector.