Merchants Bancorp
MBINFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeMerchants Bancorp operates as the diversified bank holding company in the United States. Valued at $2.42B, MBIN is a mid-cap name in its sector. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking.
Market Cap
$2.42B
Beta
1.16
P/E (TTM)
10.56
P/E (Fwd)
8.78
EPS (TTM)
$4.98
EPS (Fwd)
$5.99
ROE
11.7%
ROA
1.3%
Cash
$791.9M
Total Debt
$4.30B
Free CF
—
52W Change
60.2%
Annual Financials
Cash vs Debt
Where MBIN stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, MBIN finished 9.34% above its 150-day moving average ($47.32) and 17.62% above its 200-day moving average ($43.99). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MBIN overbought or oversold?
At the September 2, 2026 close, MBIN's RSI(14) was 27.2, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Merchants Bancorp carries $4.30B in total debt against $791.9M in cash reserves — debt is roughly 5.4x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 11.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $439.8M (2022) to $677.2M (2025), reflecting a 54% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MBIN.