Merchants Bancorp
MBINFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeMerchants Bancorp operates as the diversified bank holding company in the United States. Valued at $2.17B, MBIN is a mid-cap name in its sector. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking.
Market Cap
$2.17B
Beta
1.16
P/E (TTM)
11.50
P/E (Fwd)
8.28
EPS (TTM)
$4.10
EPS (Fwd)
$5.70
ROE
10.2%
ROA
1.2%
Cash
$588.0M
Total Debt
$4.79B
Free CF
—
52W Change
49.1%
Annual Financials
Cash vs Debt
The company holds $588.0M in cash, though total debt stands at $4.79B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 10.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $439.8M (2022) to $677.2M (2025), reflecting a 54% increase over the period.
Merchants Bancorp carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Merchants Bancorp's trajectory.