Medallion Financial Corp.
MFINFinancial ServicesNASDAQCredit Services
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Daily timeframeHeadquartered within the financial services sector, Medallion Financial Corp. focuses on Credit Services services and products. Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. Valued at $262.2M, MFIN is a micro-cap name in its sector. It operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, and Taxi Medallion Lending.
Market Cap
$262.2M
Beta
0.77
P/E (TTM)
8.59
P/E (Fwd)
8.14
EPS (TTM)
$1.33
EPS (Fwd)
$1.40
ROE
8.7%
ROA
3.5%
Cash
$206.0M
Total Debt
$2.64B
Free CF
-$229.3M
52W Change
15.6%
Annual Financials
Cash vs Debt
Where MFIN stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, MFIN finished 10.54% above its 150-day moving average ($10.15) and 11.75% above its 200-day moving average ($10.04). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MFIN overbought or oversold?
At the October 20, 2026 close, MFIN's RSI(14) was 27.0, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, MFIN has $206.0M in cash with $2.64B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company is burning cash, with free cash flow at -$229.3M. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. Return on equity stands at 8.7%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $162.2M (2022) to $243.4M (2025), reflecting a 50% increase over the period.
Medallion Financial Corp. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MFIN.