Magyar Bancorp, Inc.
MGYRFinancial ServicesNASDAQBanks - Regional
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Daily timeframeMagyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. With a market capitalization of $130.5M, it sits in micro-cap territory. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit.
Market Cap
$130.5M
Beta
0.27
P/E (TTM)
10.11
P/E (Fwd)
—
EPS (TTM)
$2.00
EPS (Fwd)
—
ROE
9.7%
ROA
1.2%
Cash
$12.2M
Total Debt
$51.8M
Free CF
—
52W Change
20.7%
Annual Financials
Cash vs Debt
Where MGYR stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, MGYR finished 8.83% above its 150-day moving average ($18.12) and 9.74% above its 200-day moving average ($17.97). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MGYR overbought or oversold?
At the October 20, 2026 close, MGYR's RSI(14) was 59.9, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Magyar Bancorp, Inc. carries $51.8M in total debt against $12.2M in cash reserves — debt is roughly 4.3x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 9.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $29.7M to $35.6M.
With a beta below 0.7, Magyar Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Magyar Bancorp, Inc.'s trajectory.