Magyar Bancorp, Inc.
MGYRFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 22, 2026
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Daily timeframeMagyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. At a $113.0M market cap, Magyar Bancorp, Inc. ranks as a micro-cap company within financial services. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit.
Market Cap
$113.0M
Beta
0.23
P/E (TTM)
9.77
P/E (Fwd)
—
EPS (TTM)
$1.79
EPS (Fwd)
—
ROE
9.4%
ROA
1.1%
Cash
$48.2M
Total Debt
$51.5M
Free CF
—
52W Change
5.7%
Annual Financials
Cash vs Debt
Where MGYR stands vs its 150-day and 200-day moving averages
As of the July 15, 2026 close, MGYR finished 0.40% below its 150-day moving average ($17.44) and 0.70% above its 200-day moving average ($17.25). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MGYR overbought or oversold?
At the July 15, 2026 close, MGYR's RSI(14) was 37.2, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Magyar Bancorp, Inc. carries $51.5M in total debt against $48.2M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 9.4%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $29.7M to $35.6M.
MGYR's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MGYR.