MainStreet Bancshares, Inc.
MNSBFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 7, 2026
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Daily timeframeMainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The $181.2M market capitalization puts MNSB squarely in micro-cap range for its industry. It offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services.
Market Cap
$181.2M
Beta
0.54
P/E (TTM)
12.53
P/E (Fwd)
10.51
EPS (TTM)
$2.03
EPS (Fwd)
$2.42
ROE
8.1%
ROA
0.8%
Cash
$118.7M
Total Debt
$79.5M
Free CF
—
52W Change
15.3%
Annual Financials
Cash vs Debt
Where MNSB stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, MNSB finished 8.66% above its 150-day moving average ($23.22) and 12.68% above its 200-day moving average ($22.39). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MNSB overbought or oversold?
At the September 3, 2026 close, MNSB's RSI(14) was 50.5, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
MainStreet Bancshares, Inc. holds $118.7M in cash against $79.5M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 8.1% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $59.6M (2021) to $73.3M (2025), reflecting a 23% increase over the period.
MNSB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for MainStreet Bancshares, Inc. and its sector.