MainStreet Bancshares, Inc.
MNSBFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, MainStreet Bancshares, Inc. (MNSB) is listed under Banks - Regional. At a $174.0M market cap, MainStreet Bancshares, Inc. ranks as a micro-cap company within financial services. It offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services.
Market Cap
$174.0M
Beta
0.56
P/E (TTM)
11.98
P/E (Fwd)
10.10
EPS (TTM)
$2.04
EPS (Fwd)
$2.42
ROE
8.1%
ROA
0.8%
Cash
$118.7M
Total Debt
$79.5M
Free CF
—
52W Change
26.4%
Annual Financials
Cash vs Debt
Where MNSB stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, MNSB finished 1.05% below its 150-day moving average ($23.82) and 1.64% above its 200-day moving average ($23.19). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MNSB overbought or oversold?
At the October 20, 2026 close, MNSB's RSI(14) was 23.4, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
MainStreet Bancshares, Inc. holds $118.7M in cash against $79.5M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 8.1%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $59.6M (2021) to $73.3M (2025), reflecting a 23% increase over the period.
With a beta below 0.7, MainStreet Bancshares, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MNSB.