Midland States Bancorp, Inc.
MSBIFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 24, 2026
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Daily timeframeHeadquartered within the financial services sector, Midland States Bancorp, Inc. focuses on Banks - Regional services and products. Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. With a market capitalization of $684.4M, it sits in small-cap territory. It operates in Banking and Wealth Management segments.
Market Cap
$684.4M
Beta
0.64
P/E (TTM)
21.14
P/E (Fwd)
9.75
EPS (TTM)
$1.56
EPS (Fwd)
$3.38
ROE
7.5%
ROA
0.6%
Cash
$302.3M
Total Debt
$355.4M
Free CF
—
52W Change
94.2%
Annual Financials
Cash vs Debt
Where MSBI stands vs its 150-day and 200-day moving averages
As of the September 21, 2026 close, MSBI finished 21.35% above its 150-day moving average ($27.64) and 28.90% above its 200-day moving average ($26.02). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MSBI overbought or oversold?
At the September 21, 2026 close, MSBI's RSI(14) was 56.9, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, MSBI has $302.3M in cash with $355.4M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 7.5% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.6% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $380.5M (2022) to $290.4M (2025), a 24% decline worth watching.
With a beta below 0.7, Midland States Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MSBI.