Midland States Bancorp, Inc.
MSBIFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, Midland States Bancorp, Inc. (MSBI) is listed under Banks - Regional. The company carries a $700.0M market cap, placing it firmly in the small-cap category. It operates in Banking and Wealth Management segments.
Market Cap
$700.0M
Beta
0.64
P/E (TTM)
21.48
P/E (Fwd)
9.97
EPS (TTM)
$1.57
EPS (Fwd)
$3.38
ROE
7.5%
ROA
0.6%
Cash
$302.3M
Total Debt
$355.4M
Free CF
—
52W Change
88.4%
Annual Financials
Cash vs Debt
Where MSBI stands vs its 150-day and 200-day moving averages
As of the August 25, 2026 close, MSBI finished 24.48% above its 150-day moving average ($26.35) and 34.43% above its 200-day moving average ($24.40). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MSBI overbought or oversold?
At the August 25, 2026 close, MSBI's RSI(14) was 30.0, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Midland States Bancorp, Inc. carries $355.4M in total debt against $302.3M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 7.5% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.6% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $380.5M (2022) to $290.4M (2025), a 24% decline worth watching.
MSBI's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MSBI.