MGIC Investment Corporation
MTGFinancial ServicesNASDAQInsurance - Specialty
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Daily timeframeHeadquartered within the financial services sector, MGIC Investment Corporation focuses on Insurance - Specialty services and products. MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District. The company carries a $5.30B market cap, placing it firmly in the mid-cap category. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure on the mortgage or sale of the underlying property.
Market Cap
$5.30B
Beta
0.70
P/E (TTM)
7.96
P/E (Fwd)
7.58
EPS (TTM)
$3.15
EPS (Fwd)
$3.30
ROE
14.1%
ROA
9.0%
Cash
$235.1M
Total Debt
$646.5M
Free CF
$473.1M
52W Change
-5.3%
Annual Financials
Cash vs Debt
On the balance sheet, MTG has $235.1M in cash with $646.5M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company generates $473.1M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 14.1%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 9.0% suggests reasonable efficiency in deploying the company's asset base. Revenue has been relatively flat, moving from $1.17B (2022) to $1.21B (2025).
As with any equity investment, MTG carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for MGIC Investment Corporation and its sector.