NB Bancorp, Inc.
NBBKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeNB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United. The $1.01B market capitalization puts NBBK squarely in small-cap range for its industry. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit.
Market Cap
$1.01B
Beta
0.00
P/E (TTM)
14.82
P/E (Fwd)
8.82
EPS (TTM)
$1.55
EPS (Fwd)
$2.60
ROE
7.5%
ROA
0.9%
Cash
$419.7M
Total Debt
$204.2M
Free CF
—
52W Change
19.9%
Annual Financials
Cash vs Debt
Where NBBK stands vs its 150-day and 200-day moving averages
As of the August 24, 2026 close, NBBK finished 4.32% above its 150-day moving average ($21.07) and 6.13% above its 200-day moving average ($20.71). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NBBK overbought or oversold?
At the August 24, 2026 close, NBBK's RSI(14) was 28.0, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
NB Bancorp, Inc. holds $419.7M in cash against $204.2M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 7.5%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $113.3M (2022) to $213.7M (2025), reflecting a 89% increase over the period.
NBBK's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, NBBK has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for NB Bancorp, Inc. and its sector.