NB Bancorp, Inc.
NBBKFinancial ServicesNASDAQBanks - Regional · Last scanned Jun 2, 2026
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Daily timeframeNB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United. With a market capitalization of $863.3M, it sits in small-cap territory. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit.
Market Cap
$863.3M
Beta
0.06
P/E (TTM)
14.37
P/E (Fwd)
7.96
EPS (TTM)
$1.37
EPS (Fwd)
$2.48
ROE
6.7%
ROA
0.8%
Cash
$395.9M
Total Debt
$210.9M
Free CF
—
52W Change
16.7%
Annual Financials
Cash vs Debt
With $395.9M in cash and $210.9M in debt, NBBK maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 6.7%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $113.3M (2022) to $213.7M (2025), reflecting a 89% increase over the period.
With a beta below 0.7, NB Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence NB Bancorp, Inc.'s trajectory.