NB Bancorp, Inc.
NBBKFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframeNB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United. Valued at $933.1M, NBBK is a small-cap name in its sector. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit.
Market Cap
$933.1M
Beta
0.04
P/E (TTM)
15.53
P/E (Fwd)
8.51
EPS (TTM)
$1.37
EPS (Fwd)
$2.50
ROE
6.7%
ROA
0.8%
Cash
$395.9M
Total Debt
$210.9M
Free CF
—
52W Change
15.8%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $395.9M in cash comfortably exceeding the $210.9M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 6.7% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $113.3M (2022) to $213.7M (2025), reflecting a 89% increase over the period.
The relatively low beta of 0.04 suggests NBBK is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence NB Bancorp, Inc.'s trajectory.