Northeast Community Bancorp, Inc.
NECBFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, Northeast Community Bancorp, Inc. (NECB) is listed under Banks - Regional. With a market capitalization of $339.2M, it sits in small-cap territory. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses.
Market Cap
$339.2M
Beta
0.36
P/E (TTM)
7.64
P/E (Fwd)
6.77
EPS (TTM)
$3.21
EPS (Fwd)
$3.62
ROE
12.8%
ROA
2.2%
Cash
$76.3M
Total Debt
$25.1M
Free CF
—
52W Change
11.2%
Annual Financials
Cash vs Debt
With $76.3M in cash and $25.1M in debt, NECB maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 12.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $65.5M (2022) to $104.8M (2025), reflecting a 60% increase over the period.
With a beta below 0.7, Northeast Community Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, NECB has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing NECB.