National Bankshares, Inc.
NKSHFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 24, 2026
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Daily timeframeNational Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local. At a $257.8M market cap, National Bankshares, Inc. ranks as a micro-cap company within financial services. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts.
Market Cap
$257.8M
Beta
0.53
P/E (TTM)
14.30
P/E (Fwd)
10.49
EPS (TTM)
$2.83
EPS (Fwd)
$3.86
ROE
11.3%
ROA
1.1%
Cash
$54.6M
Total Debt
$1.8M
Free CF
—
52W Change
38.9%
Annual Financials
Cash vs Debt
Where NKSH stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, NKSH finished 14.28% above its 150-day moving average ($38.23) and 16.17% above its 200-day moving average ($37.61). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NKSH overbought or oversold?
At the October 20, 2026 close, NKSH's RSI(14) was 65.6, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $54.6M in cash and $1.8M in debt, NKSH maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 11.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $59.4M (2022) to $55.6M (2025).
With a beta below 0.7, National Bankshares, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, NKSH has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing NKSH's risk profile alongside its fundamentals and technical indicators provides a more complete picture.