NMI Holdings, Inc.
NMIHFinancial ServicesNASDAQInsurance - Specialty
Scan Results
Daily timeframeNMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. At a $3.20B market cap, NMI Holdings, Inc. ranks as a mid-cap company within financial services. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators.
Market Cap
$3.20B
Beta
0.56
P/E (TTM)
8.38
P/E (Fwd)
7.75
EPS (TTM)
$5.08
EPS (Fwd)
$5.49
ROE
15.4%
ROA
8.8%
Cash
$161.3M
Total Debt
$426.1M
Free CF
$329.8M
52W Change
18.4%
Annual Financials
Cash vs Debt
Where NMIH stands vs its 150-day and 200-day moving averages
As of the October 19, 2026 close, NMIH finished 0.64% above its 150-day moving average ($40.45) and 1.47% above its 200-day moving average ($40.12). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NMIH overbought or oversold?
At the October 19, 2026 close, NMIH's RSI(14) was 48.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $161.3M in cash, though total debt stands at $426.1M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Annual free cash flow of $329.8M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 15.4% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 8.8% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $524.5M (2022) to $706.4M (2025), reflecting a 35% increase over the period.
NMIH's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence NMI Holdings, Inc.'s trajectory.