NMI Holdings, Inc.
NMIHFinancial ServicesNASDAQInsurance - Specialty
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Daily timeframeHeadquartered within the financial services sector, NMI Holdings, Inc. focuses on Insurance - Specialty services and products. NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. The $3.34B market capitalization puts NMIH squarely in mid-cap range for its industry. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators.
Market Cap
$3.34B
Beta
0.53
P/E (TTM)
8.74
P/E (Fwd)
8.13
EPS (TTM)
$5.08
EPS (Fwd)
$5.46
ROE
15.4%
ROA
8.8%
Cash
$161.3M
Total Debt
$426.1M
Free CF
$329.8M
52W Change
13.1%
Annual Financials
Cash vs Debt
Where NMIH stands vs its 150-day and 200-day moving averages
As of the August 21, 2026 close, NMIH finished 14.74% above its 150-day moving average ($39.56) and 15.26% above its 200-day moving average ($39.38). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NMIH overbought or oversold?
At the August 21, 2026 close, NMIH's RSI(14) was 61.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $161.3M in cash, though total debt stands at $426.1M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Annual free cash flow of $329.8M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 15.4% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 8.8% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $524.5M (2022) to $706.4M (2025), reflecting a 35% increase over the period.
With a beta below 0.7, NMI Holdings, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence NMI Holdings, Inc.'s trajectory.