Nelnet, Inc.
NNIFinancial ServicesNASDAQCredit Services · Last scanned Sep 8, 2026
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Daily timeframeHeadquartered within the financial services sector, Nelnet, Inc. focuses on Credit Services services and products. Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. At a $4.56B market cap, Nelnet, Inc. ranks as a mid-cap company within financial services. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank.
Market Cap
$4.56B
Beta
0.76
P/E (TTM)
15.23
P/E (Fwd)
13.29
EPS (TTM)
$8.36
EPS (Fwd)
$9.58
ROE
6.8%
ROA
1.7%
Cash
$175.2M
Total Debt
$7.04B
Free CF
—
52W Change
1.9%
Annual Financials
Cash vs Debt
Where NNI stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, NNI finished 2.81% below its 150-day moving average ($130.94) and 2.91% below its 200-day moving average ($131.07). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NNI overbought or oversold?
At the September 3, 2026 close, NNI's RSI(14) was 51.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Nelnet, Inc. carries $7.04B in total debt against $175.2M in cash reserves — debt is roughly 40.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 6.8% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.7% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $1.39B (2022) to $1.35B (2025).
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Nelnet, Inc.'s trajectory.