Nelnet, Inc.
NNIFinancial ServicesNASDAQCredit Services · Last scanned Oct 26, 2026
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Daily timeframeNelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. Valued at $4.39B, NNI is a mid-cap name in its sector. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank.
Market Cap
$4.39B
Beta
0.77
P/E (TTM)
14.65
P/E (Fwd)
14.42
EPS (TTM)
$8.37
EPS (Fwd)
$8.50
ROE
6.8%
ROA
1.7%
Cash
$175.2M
Total Debt
$7.04B
Free CF
—
52W Change
-6.7%
Annual Financials
Cash vs Debt
Where NNI stands vs its 150-day and 200-day moving averages
As of the October 9, 2026 close, NNI finished 3.17% below its 150-day moving average ($130.09) and 3.51% below its 200-day moving average ($130.54). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NNI overbought or oversold?
At the October 9, 2026 close, NNI's RSI(14) was 49.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $175.2M in cash, though total debt stands at $7.04B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 6.8%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.7% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $1.39B (2022) to $1.35B (2025).
Nelnet, Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. No single metric tells the full story. Reviewing NNI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.