Northpointe Bancshares, Inc.
NPBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Northpointe Bancshares, Inc. focuses on Banks - Regional services and products. Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. The $590.7M market capitalization puts NPB squarely in small-cap range for its industry. It operates through two segments: Mortgage Purchase Program and Retail Banking.
Market Cap
$590.7M
Beta
—
P/E (TTM)
7.63
P/E (Fwd)
5.73
EPS (TTM)
$2.24
EPS (Fwd)
$2.98
ROE
15.0%
ROA
1.3%
Cash
$487.6M
Total Debt
$1.75B
Free CF
—
52W Change
31.6%
Annual Financials
Cash vs Debt
The company holds $487.6M in cash, though total debt stands at $1.75B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 15.0%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $257.6M (2022) to $241.7M (2025).
As with any equity investment, NPB carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing NPB.