Northpointe Bancshares, Inc.
NPBFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 5, 2026
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Daily timeframeNorthpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. The $597.6M market capitalization puts NPB squarely in small-cap range for its industry. It operates through two segments: Mortgage Purchase Program and Retail Banking.
Market Cap
$597.6M
Beta
—
P/E (TTM)
7.42
P/E (Fwd)
6.30
EPS (TTM)
$2.33
EPS (Fwd)
$2.74
ROE
14.8%
ROA
1.3%
Cash
$538.4M
Total Debt
$1.63B
Free CF
—
52W Change
-4.4%
Annual Financials
Cash vs Debt
Where NPB stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, NPB finished 4.41% below its 150-day moving average ($17.67) and 3.92% below its 200-day moving average ($17.58). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NPB overbought or oversold?
At the September 3, 2026 close, NPB's RSI(14) was 38.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, NPB has $538.4M in cash with $1.63B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 14.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $257.6M (2022) to $241.7M (2025).
Investors considering Northpointe Bancshares, Inc. should weigh the typical risks associated with NPB's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing NPB's risk profile alongside its fundamentals and technical indicators provides a more complete picture.