Northpointe Bancshares, Inc.
NPBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Northpointe Bancshares, Inc. focuses on Banks - Regional services and products. Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. The $533.9M market capitalization puts NPB squarely in small-cap range for its industry. It operates through two segments: Mortgage Purchase Program and Retail Banking.
Market Cap
$533.9M
Beta
—
P/E (TTM)
7.21
P/E (Fwd)
6.15
EPS (TTM)
$2.14
EPS (Fwd)
$2.51
ROE
13.1%
ROA
1.1%
Cash
$489.9M
Total Debt
$1.54B
Free CF
—
52W Change
-7.8%
Annual Financials
Cash vs Debt
Where NPB stands vs its 150-day and 200-day moving averages
As of the October 12, 2026 close, NPB finished 8.91% below its 150-day moving average ($17.39) and 9.23% below its 200-day moving average ($17.45). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NPB overbought or oversold?
At the October 12, 2026 close, NPB's RSI(14) was 44.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Northpointe Bancshares, Inc. carries $1.54B in total debt against $489.9M in cash reserves — debt is roughly 3.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 13.1% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $257.6M (2022) to $241.7M (2025).
Investors considering Northpointe Bancshares, Inc. should weigh the typical risks associated with NPB's sector, size, and financial profile against their own risk tolerance and investment objectives. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Northpointe Bancshares, Inc. and its sector.