Nu Holdings Ltd.
NUFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeNu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. At a $65.65B market cap, Nu Holdings Ltd. ranks as a large-cap company within financial services. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers.
Market Cap
$65.65B
Beta
0.95
P/E (TTM)
21.23
P/E (Fwd)
11.80
EPS (TTM)
$0.64
EPS (Fwd)
$1.15
ROE
30.1%
ROA
4.8%
Cash
$15.91B
Total Debt
$6.15B
Free CF
—
52W Change
4.4%
Annual Financials
Cash vs Debt
With $15.91B in cash and $6.15B in debt, NU maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 30.1% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 4.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.15B (2021) to $10.63B (2025), reflecting a 828% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Nu Holdings Ltd. and its sector.