Nu Holdings Ltd.
NUFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeHeadquartered within the financial services sector, Nu Holdings Ltd. focuses on Banks - Regional services and products. Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The $73.23B market capitalization puts NU squarely in large-cap range for its industry. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers.
Market Cap
$73.23B
Beta
0.95
P/E (TTM)
20.77
P/E (Fwd)
13.44
EPS (TTM)
$0.73
EPS (Fwd)
$1.13
ROE
31.6%
ROA
5.0%
Cash
$15.17B
Total Debt
$5.90B
Free CF
—
52W Change
-5.3%
Annual Financials
Cash vs Debt
Where NU stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, NU finished 4.01% above its 150-day moving average ($13.95) and 0.82% below its 200-day moving average ($14.63). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NU overbought or oversold?
At the October 20, 2026 close, NU's RSI(14) was 68.2, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $15.17B in cash comfortably exceeding the $5.90B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 31.6%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 5.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.15B (2021) to $10.63B (2025), reflecting a 828% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing NU's risk profile alongside its fundamentals and technical indicators provides a more complete picture.