Origin Bancorp, Inc.
OBKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeOrigin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama,. The $1.47B market capitalization puts OBK squarely in small-cap range for its industry. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, and residential mortgage loans.
Market Cap
$1.47B
Beta
0.73
P/E (TTM)
18.47
P/E (Fwd)
11.21
EPS (TTM)
$2.58
EPS (Fwd)
$4.25
ROE
6.6%
ROA
0.8%
Cash
$679.8M
Total Debt
$40.4M
Free CF
—
52W Change
42.0%
Annual Financials
Cash vs Debt
Origin Bancorp, Inc. holds $679.8M in cash against $40.4M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 6.6% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $326.5M to $389.0M.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing OBK's risk profile alongside its fundamentals and technical indicators provides a more complete picture.