OceanFirst Financial Corp.
OCFCFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 9, 2026
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Daily timeframeHeadquartered within the financial services sector, OceanFirst Financial Corp. focuses on Banks - Regional services and products. OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. At a $1.83B market cap, OceanFirst Financial Corp. ranks as a small-cap company within financial services. that provides community banking services to retail and commercial customers in the United States.
Market Cap
$1.83B
Beta
0.95
P/E (TTM)
23.38
P/E (Fwd)
8.18
EPS (TTM)
$0.81
EPS (Fwd)
$2.32
ROE
2.4%
ROA
0.3%
Cash
$360.0M
Total Debt
$2.43B
Free CF
—
52W Change
7.9%
Annual Financials
Cash vs Debt
Where OCFC stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, OCFC finished 0.22% below its 150-day moving average ($18.57) and 0.32% above its 200-day moving average ($18.47). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OCFC overbought or oversold?
At the September 2, 2026 close, OCFC's RSI(14) was 35.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
OceanFirst Financial Corp. carries $2.43B in total debt against $360.0M in cash reserves — debt is roughly 6.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 2.4%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.3% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $431.6M (2022) to $400.3M (2025).
OceanFirst Financial Corp. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence OceanFirst Financial Corp.'s trajectory.