OceanFirst Financial Corp.
OCFCFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeOceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. The company carries a $1.61B market cap, placing it firmly in the small-cap category. that provides community banking services to retail and commercial customers in the United States.
Market Cap
$1.61B
Beta
1.00
P/E (TTM)
20.89
P/E (Fwd)
7.36
EPS (TTM)
$0.80
EPS (Fwd)
$2.27
ROE
2.4%
ROA
0.3%
Cash
$360.0M
Total Debt
$2.43B
Free CF
—
52W Change
-10.1%
Annual Financials
Cash vs Debt
Where OCFC stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, OCFC finished 14.78% below its 150-day moving average ($18.33) and 14.50% below its 200-day moving average ($18.27). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OCFC overbought or oversold?
At the October 20, 2026 close, OCFC's RSI(14) was 25.6, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
OceanFirst Financial Corp. carries $2.43B in total debt against $360.0M in cash reserves — debt is roughly 6.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 2.4% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.3% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $431.6M (2022) to $400.3M (2025).
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. No single metric tells the full story. Reviewing OCFC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.