OFG Bancorp
OFGFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, OFG Bancorp (OFG) is listed under Banks - Regional. The company carries a $2.25B market cap, placing it firmly in the mid-cap category. It operates through three segments: Banking, Wealth Management, and Treasury.
Market Cap
$2.25B
Beta
0.70
P/E (TTM)
10.50
P/E (Fwd)
10.39
EPS (TTM)
$5.07
EPS (Fwd)
$5.12
ROE
16.1%
ROA
1.8%
Cash
$745.7M
Total Debt
$578.0M
Free CF
—
52W Change
21.2%
Annual Financials
Cash vs Debt
Where OFG stands vs its 150-day and 200-day moving averages
As of the August 10, 2026 close, OFG finished 18.73% above its 150-day moving average ($44.05) and 21.60% above its 200-day moving average ($43.01). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OFG overbought or oversold?
At the August 10, 2026 close, OFG's RSI(14) was 65.2, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $745.7M in cash and $578.0M in debt, OFG maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 16.1% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $565.0M (2022) to $680.2M (2025), reflecting a 20% increase over the period.
The relatively low beta of 0.70 suggests OFG is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence OFG Bancorp's trajectory.