OFG Bancorp
OFGFinancial ServicesNASDAQBanks - Regional
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Daily timeframeOFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. With a market capitalization of $2.15B, it sits in mid-cap territory. It operates through three segments: Banking, Wealth Management, and Treasury.
Market Cap
$2.15B
Beta
0.74
P/E (TTM)
9.78
P/E (Fwd)
9.84
EPS (TTM)
$5.24
EPS (Fwd)
$5.21
ROE
16.6%
ROA
1.8%
Cash
$566.8M
Total Debt
$626.5M
Free CF
—
52W Change
31.3%
Annual Financials
Cash vs Debt
Where OFG stands vs its 150-day and 200-day moving averages
As of the October 19, 2026 close, OFG finished 10.47% above its 150-day moving average ($47.65) and 15.24% above its 200-day moving average ($45.68). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OFG overbought or oversold?
At the October 19, 2026 close, OFG's RSI(14) was 65.6, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
OFG Bancorp carries $626.5M in total debt against $566.8M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 16.6%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $565.0M (2022) to $680.2M (2025), reflecting a 20% increase over the period.
Investors considering OFG Bancorp should weigh the typical risks associated with OFG's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing OFG's risk profile alongside its fundamentals and technical indicators provides a more complete picture.