OneMain Holdings, Inc.
OMFFinancial ServicesNASDAQCredit Services
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Daily timeframeOneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. With a market capitalization of $6.41B, it sits in mid-cap territory. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance.
Market Cap
$6.41B
Beta
1.21
P/E (TTM)
8.39
P/E (Fwd)
6.57
EPS (TTM)
$6.64
EPS (Fwd)
$8.48
ROE
23.3%
ROA
2.9%
Cash
$567.0M
Total Debt
$22.77B
Free CF
—
52W Change
-4.3%
Annual Financials
Cash vs Debt
Where OMF stands vs its 150-day and 200-day moving averages
As of the October 15, 2026 close, OMF finished 4.53% below its 150-day moving average ($57.23) and 5.27% below its 200-day moving average ($57.68). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OMF overbought or oversold?
At the October 15, 2026 close, OMF's RSI(14) was 34.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
OneMain Holdings, Inc. carries $22.77B in total debt against $567.0M in cash reserves — debt is roughly 40.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 23.3%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.9% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $4.20B to $4.97B.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for OneMain Holdings, Inc. and its sector.