OneMain Holdings, Inc.
OMFFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeOneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. At a $7.44B market cap, OneMain Holdings, Inc. ranks as a mid-cap company within financial services. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance.
Market Cap
$7.44B
Beta
1.19
P/E (TTM)
9.75
P/E (Fwd)
7.52
EPS (TTM)
$6.63
EPS (Fwd)
$8.59
ROE
23.3%
ROA
2.9%
Cash
$567.0M
Total Debt
$22.77B
Free CF
—
52W Change
6.2%
Annual Financials
Cash vs Debt
Where OMF stands vs its 150-day and 200-day moving averages
As of the August 24, 2026 close, OMF finished 11.72% above its 150-day moving average ($56.56) and 9.46% above its 200-day moving average ($57.73). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OMF overbought or oversold?
At the August 24, 2026 close, OMF's RSI(14) was 47.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
OneMain Holdings, Inc. carries $22.77B in total debt against $567.0M in cash reserves — debt is roughly 40.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 23.3% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.9% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $4.20B to $4.97B.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for OneMain Holdings, Inc. and its sector.