OP Bancorp
OPBKFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeOP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. With a market capitalization of $219.8M, it sits in micro-cap territory. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit.
Market Cap
$219.8M
Beta
0.61
P/E (TTM)
7.59
P/E (Fwd)
7.20
EPS (TTM)
$1.94
EPS (Fwd)
$2.04
ROE
12.8%
ROA
1.1%
Cash
$175.3M
Total Debt
$109.8M
Free CF
—
52W Change
8.4%
Annual Financials
Cash vs Debt
Where OPBK stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, OPBK finished 0.76% above its 150-day moving average ($14.55) and 2.45% above its 200-day moving average ($14.31). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OPBK overbought or oversold?
At the October 20, 2026 close, OPBK's RSI(14) was 37.3, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
OP Bancorp holds $175.3M in cash against $109.8M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 12.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $94.5M (2022) to $94.7M (2025).
OPBK's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for OP Bancorp and its sector.