OppFi Inc.
OPFIFinancial ServicesNASDAQCredit Services
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Daily timeframeHeadquartered within the financial services sector, OppFi Inc. focuses on Credit Services services and products. OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The $630.5M market capitalization puts OPFI squarely in small-cap range for its industry. The company offers installment loans through OppLoans platform.
Market Cap
$630.5M
Beta
1.78
P/E (TTM)
2.46
P/E (Fwd)
3.83
EPS (TTM)
$3.01
EPS (Fwd)
$1.93
ROE
58.2%
ROA
25.5%
Cash
$64.3M
Total Debt
$286.9M
Free CF
—
52W Change
-27.2%
Annual Financials
Cash vs Debt
Where OPFI stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, OPFI finished 16.30% below its 150-day moving average ($8.65) and 19.91% below its 200-day moving average ($9.04). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OPFI overbought or oversold?
At the September 3, 2026 close, OPFI's RSI(14) was 53.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, OPFI has $64.3M in cash with $286.9M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 58.2%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 25.5% further supports the picture of efficient asset utilization. Revenue has grown from $452.9M (2022) to $597.0M (2025), reflecting a 32% increase over the period.
OppFi Inc.'s elevated beta suggests the stock experiences more pronounced price movements than the overall market, which increases both upside potential and downside risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for OppFi Inc. and its sector.