OppFi Inc.
OPFIFinancial ServicesNASDAQCredit Services · Last scanned Jun 3, 2026
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Daily timeframeHeadquartered within the financial services sector, OppFi Inc. focuses on Credit Services services and products. OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. With a market capitalization of $1.20B, it sits in small-cap territory. The company offers installment loans through OppLoans platform.
Market Cap
$1.20B
Beta
1.87
P/E (TTM)
4.12
P/E (Fwd)
3.91
EPS (TTM)
$2.03
EPS (Fwd)
$2.14
ROE
62.1%
ROA
26.5%
Cash
$63.9M
Total Debt
$295.2M
Free CF
—
52W Change
-38.0%
Annual Financials
Cash vs Debt
OppFi Inc. carries $295.2M in total debt against $63.9M in cash reserves — debt is roughly 4.6x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 62.1%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 26.5% further supports the picture of efficient asset utilization. Revenue has grown from $452.9M (2022) to $597.0M (2025), reflecting a 32% increase over the period.
A beta of 1.87 means OPFI is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence OppFi Inc.'s trajectory.