OP

OppFi Inc.

OPFIFinancial ServicesNASDAQ

Credit Services · Last scanned Jul 17, 2026

PriceMA150MA200
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Financials · Annual
Revenue
$597.0M
+13.5% YoY
Net Income
$26.3M
+262.8% YoY
EBITDA
$387.7M
+25.6% YoY

Scan Results

Daily timeframe
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DateIndicatorDetails
Jul 11 Above MA200+0.3% from MA200, price crossed above
Jul 10 Above MA150+0.9% from MA150, price crossed above
About OppFi Inc.

Headquartered within the financial services sector, OppFi Inc. focuses on Credit Services services and products. OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company carries a $1.35B market cap, placing it firmly in the small-cap category. The company offers installment loans through OppLoans platform.

Key stats
Market Cap$1.35B
P/E (TTM)4.56
Fwd P/E4.28
EPS$2.06
Beta1.77
52W Change-19.4%
ROE62.1%
Analysis

OppFi Inc. carries $295.2M in total debt against $63.9M in cash reserves — debt is roughly 4.6x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 62.1%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 26.5% further supports the picture of efficient asset utilization. Revenue has grown from $452.9M (2022) to $597.0M (2025), reflecting a 32% increase over the period.

With a beta above 1.5, OPFI tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for OppFi Inc. and its sector.

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