OppFi Inc.
OPFIFinancial ServicesNASDAQCredit Services
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Daily timeframeHeadquartered within the financial services sector, OppFi Inc. focuses on Credit Services services and products. OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. Valued at $461.8M, OPFI is a small-cap name in its sector. The company offers installment loans through OppLoans platform.
Market Cap
$461.8M
Beta
1.80
P/E (TTM)
2.53
P/E (Fwd)
2.83
EPS (TTM)
$2.14
EPS (Fwd)
$1.92
ROE
58.2%
ROA
25.5%
Cash
$64.3M
Total Debt
$286.9M
Free CF
—
52W Change
-46.1%
Annual Financials
Cash vs Debt
Where OPFI stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, OPFI finished 31.36% below its 150-day moving average ($8.10) and 34.05% below its 200-day moving average ($8.43). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OPFI overbought or oversold?
At the October 20, 2026 close, OPFI's RSI(14) was 28.3, in oversold territory (below 30). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $64.3M in cash, though total debt stands at $286.9M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 58.2% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Return on assets of 25.5% further supports the picture of efficient asset utilization. Revenue has grown from $452.9M (2022) to $597.0M (2025), reflecting a 32% increase over the period.
With a beta above 1.5, OPFI tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for OppFi Inc. and its sector.