Oportun Financial Corporation
OPRTFinancial ServicesNASDAQCredit Services
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Daily timeframeHeadquartered within the financial services sector, Oportun Financial Corporation focuses on Credit Services services and products. Oportun Financial Corporation provides financial services in the United States. The company carries a $422.6M market cap, placing it firmly in the small-cap category. The company offers personal loans and credit cards.
Market Cap
$422.6M
Beta
1.26
P/E (TTM)
23.56
P/E (Fwd)
4.71
EPS (TTM)
$0.39
EPS (Fwd)
$1.95
ROE
5.0%
ROA
0.6%
Cash
$139.6M
Total Debt
$2.66B
Free CF
—
52W Change
61.2%
Annual Financials
Cash vs Debt
Where OPRT stands vs its 150-day and 200-day moving averages
As of the October 14, 2026 close, OPRT finished 48.62% above its 150-day moving average ($6.17) and 54.12% above its 200-day moving average ($5.95). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OPRT overbought or oversold?
At the October 14, 2026 close, OPRT's RSI(14) was 67.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $139.6M in cash, though total debt stands at $2.66B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 5.0% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.6% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $640.7M to $405.8M.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Oportun Financial Corporation's trajectory.