Oportun Financial Corporation
OPRTFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeHeadquartered within the financial services sector, Oportun Financial Corporation focuses on Credit Services services and products. Oportun Financial Corporation provides financial services in the United States. At a $361.9M market cap, Oportun Financial Corporation ranks as a small-cap company within financial services. The company offers personal loans and credit cards.
Market Cap
$361.9M
Beta
1.25
P/E (TTM)
19.68
P/E (Fwd)
3.97
EPS (TTM)
$0.40
EPS (Fwd)
$1.98
ROE
5.0%
ROA
0.6%
Cash
$139.6M
Total Debt
$2.66B
Free CF
—
52W Change
18.0%
Annual Financials
Cash vs Debt
Where OPRT stands vs its 150-day and 200-day moving averages
As of the August 26, 2026 close, OPRT finished 35.32% above its 150-day moving average ($5.55) and 37.80% above its 200-day moving average ($5.45). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OPRT overbought or oversold?
At the August 26, 2026 close, OPRT's RSI(14) was 69.1, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, OPRT has $139.6M in cash with $2.66B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 5.0%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.6% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $640.7M to $405.8M.
Oportun Financial Corporation carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing OPRT.