Oportun Financial Corporation
OPRTFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframePart of the financial services sector, Oportun Financial Corporation (OPRT) is listed under Credit Services. At a $265.1M market cap, Oportun Financial Corporation ranks as a micro-cap company within financial services. The company offers personal loans and credit cards.
Market Cap
$265.1M
Beta
1.23
P/E (TTM)
16.03
P/E (Fwd)
3.06
EPS (TTM)
$0.36
EPS (Fwd)
$1.89
ROE
4.7%
ROA
0.6%
Cash
$130.4M
Total Debt
$2.72B
Free CF
—
52W Change
-9.8%
Annual Financials
Cash vs Debt
Where OPRT stands vs its 150-day and 200-day moving averages
As of the July 13, 2026 close, OPRT finished 13.83% above its 150-day moving average ($5.28) and 13.61% above its 200-day moving average ($5.29). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OPRT overbought or oversold?
At the July 13, 2026 close, OPRT's RSI(14) was 73.5, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Oportun Financial Corporation carries $2.72B in total debt against $130.4M in cash reserves — debt is roughly 20.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 4.7% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.6% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $640.7M to $405.8M.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Oportun Financial Corporation's trajectory.