Orrstown Financial Services, Inc.
ORRFFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, Orrstown Financial Services, Inc. (ORRF) is listed under Banks - Regional. With a market capitalization of $848.4M, it sits in small-cap territory. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States.
Market Cap
$848.4M
Beta
0.67
P/E (TTM)
9.69
P/E (Fwd)
9.80
EPS (TTM)
$4.45
EPS (Fwd)
$4.40
ROE
14.8%
ROA
1.6%
Cash
$154.8M
Total Debt
$314.4M
Free CF
—
52W Change
23.5%
Annual Financials
Cash vs Debt
Where ORRF stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, ORRF finished 8.12% above its 150-day moving average ($38.18) and 10.20% above its 200-day moving average ($37.46). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ORRF overbought or oversold?
At the September 2, 2026 close, ORRF's RSI(14) was 27.8, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, ORRF has $154.8M in cash with $314.4M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 14.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $125.3M (2022) to $248.9M (2025), reflecting a 99% increase over the period.
The relatively low beta of 0.67 suggests ORRF is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing ORRF's risk profile alongside its fundamentals and technical indicators provides a more complete picture.