Orrstown Financial Services, Inc.
ORRFFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
Scan Results
Daily timeframeOrrstown Financial Services, Inc. With a market capitalization of $871.2M, it sits in small-cap territory. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States.
Market Cap
$871.2M
Beta
0.68
P/E (TTM)
9.86
P/E (Fwd)
9.76
EPS (TTM)
$4.49
EPS (Fwd)
$4.54
ROE
14.8%
ROA
1.6%
Cash
$125.6M
Total Debt
$425.4M
Free CF
—
52W Change
29.6%
Annual Financials
Cash vs Debt
Where ORRF stands vs its 150-day and 200-day moving averages
As of the October 16, 2026 close, ORRF finished 5.52% above its 150-day moving average ($39.32) and 7.93% above its 200-day moving average ($38.44). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ORRF overbought or oversold?
At the October 16, 2026 close, ORRF's RSI(14) was 47.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Orrstown Financial Services, Inc. carries $425.4M in total debt against $125.6M in cash reserves — debt is roughly 3.4x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 14.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $125.3M (2022) to $248.9M (2025), reflecting a 99% increase over the period.
ORRF's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing ORRF.