Orrstown Financial Services, Inc.
ORRFFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeOperating under the Banks - Regional umbrella, Orrstown Financial Services, Inc. is a financial services company. Orrstown Financial Services, Inc. At a $738.4M market cap, Orrstown Financial Services, Inc. ranks as a small-cap company within financial services. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States.
Market Cap
$738.4M
Beta
0.70
P/E (TTM)
8.60
P/E (Fwd)
8.75
EPS (TTM)
$4.37
EPS (Fwd)
$4.29
ROE
14.9%
ROA
1.5%
Cash
$174.3M
Total Debt
$289.8M
Free CF
—
52W Change
25.7%
Annual Financials
Cash vs Debt
On the balance sheet, ORRF has $174.3M in cash with $289.8M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 14.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $125.3M (2022) to $248.9M (2025), reflecting a 99% increase over the period.
ORRF's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Orrstown Financial Services, Inc. and its sector.