Bank OZK
OZKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeBank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. At a $5.28B market cap, Bank OZK ranks as a mid-cap company within financial services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Market Cap
$5.28B
Beta
0.90
P/E (TTM)
7.87
P/E (Fwd)
7.54
EPS (TTM)
$6.15
EPS (Fwd)
$6.42
ROE
11.8%
ROA
1.8%
Cash
$1.70B
Total Debt
$1.02B
Free CF
—
52W Change
9.8%
Annual Financials
Cash vs Debt
Bank OZK holds $1.70B in cash against $1.02B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 11.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.26B (2022) to $1.73B (2025), reflecting a 37% increase over the period.
As with any equity investment, OZK carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. No single metric tells the full story. Reviewing OZK's risk profile alongside its fundamentals and technical indicators provides a more complete picture.