Bank OZK
OZKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeBank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company carries a $5.52B market cap, placing it firmly in the mid-cap category. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Market Cap
$5.52B
Beta
0.91
P/E (TTM)
8.35
P/E (Fwd)
8.36
EPS (TTM)
$6.06
EPS (Fwd)
$6.06
ROE
11.0%
ROA
1.6%
Cash
$1.15B
Total Debt
$1.21B
Free CF
—
52W Change
10.7%
Annual Financials
Cash vs Debt
Where OZK stands vs its 150-day and 200-day moving averages
As of the October 19, 2026 close, OZK finished 3.51% below its 150-day moving average ($47.80) and 2.70% below its 200-day moving average ($47.40). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OZK overbought or oversold?
At the October 19, 2026 close, OZK's RSI(14) was 50.1, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, OZK has $1.15B in cash with $1.21B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 11.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.26B (2022) to $1.73B (2025), reflecting a 37% increase over the period.
Investors considering Bank OZK should weigh the typical risks associated with OZK's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing OZK.