Bank OZK
OZKFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 9, 2026
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Daily timeframeBank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The $5.37B market capitalization puts OZK squarely in mid-cap range for its industry. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Market Cap
$5.37B
Beta
0.87
P/E (TTM)
8.13
P/E (Fwd)
8.17
EPS (TTM)
$6.06
EPS (Fwd)
$6.03
ROE
11.3%
ROA
1.7%
Cash
$1.55B
Total Debt
$668.2M
Free CF
—
52W Change
-3.0%
Annual Financials
Cash vs Debt
Where OZK stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, OZK finished 2.07% above its 150-day moving average ($48.32) and 3.57% above its 200-day moving average ($47.62). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OZK overbought or oversold?
At the September 3, 2026 close, OZK's RSI(14) was 26.1, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Bank OZK holds $1.55B in cash against $668.2M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 11.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.26B (2022) to $1.73B (2025), reflecting a 37% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Bank OZK's trajectory.