Jun 30▼ MACD Negative CrossoverHistogram -0.0366, negative momentum
About Pioneer Bancorp, Inc.
Part of the financial services sector, Pioneer Bancorp, Inc. (PBFS) is listed under Banks - Regional. With a market capitalization of $430.6M, it sits in small-cap territory. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit accounts.
Premium feature
News & analytics is part of Premium.
Every headline runs through our finance-grade sentiment engine, so you see the mood of the market on each ticker before you read a single article. Plus the full analyst consensus and target-price upside, refreshed daily.
Per-headline sentiment, scored by a finance-tuned model
See exactly where the price sits versus its 150-day moving average, the live RSI reading, MACD momentum, and volume context, for any ticker, every day.
With $165.5M in cash and $7.7M in debt, PBFS maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 6.2% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $56.5M (2022) to $96.3M (2025), reflecting a 71% increase over the period.
PBFS's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Pioneer Bancorp, Inc. and its sector.