Peoples Bancorp Inc.
PEBOFinancial ServicesNASDAQBanks - Regional
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Daily timeframePeoples Bancorp Inc. operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services. Valued at $1.26B, PEBO is a small-cap name in its sector. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, certificates of deposit, and governmental deposits; and provides commercial and industrial, commercial real estate, construction, finance, residential real estate, and consumer indirect and direct loans, as well as home equity lines of credit and overdrafts.
Market Cap
$1.26B
Beta
0.62
P/E (TTM)
11.21
P/E (Fwd)
9.41
EPS (TTM)
$3.12
EPS (Fwd)
$3.72
ROE
9.5%
ROA
1.2%
Cash
$199.7M
Total Debt
$709.6M
Free CF
—
52W Change
19.9%
Annual Financials
Cash vs Debt
On the balance sheet, PEBO has $199.7M in cash with $709.6M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 9.5% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $323.7M (2022) to $454.0M (2025), reflecting a 40% increase over the period.
The relatively low beta of 0.62 suggests PEBO is a less volatile holding compared to the broader index. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Peoples Bancorp Inc. and its sector.