Peoples Financial Services Corp.
PFISFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
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Daily timeframeHeadquartered within the financial services sector, Peoples Financial Services Corp. focuses on Banks - Regional services and products. Peoples Financial Services Corp. The company carries a $719.0M market cap, placing it firmly in the small-cap category. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Market Cap
$719.0M
Beta
0.72
P/E (TTM)
12.69
P/E (Fwd)
9.73
EPS (TTM)
$5.66
EPS (Fwd)
$7.38
ROE
11.0%
ROA
1.1%
Cash
$270.6M
Total Debt
$345.5M
Free CF
—
52W Change
36.7%
Annual Financials
Cash vs Debt
Where PFIS stands vs its 150-day and 200-day moving averages
As of the August 10, 2026 close, PFIS finished 22.21% above its 150-day moving average ($57.82) and 28.01% above its 200-day moving average ($55.20). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PFIS overbought or oversold?
At the August 10, 2026 close, PFIS's RSI(14) was 59.9, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $270.6M in cash, though total debt stands at $345.5M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 11.0%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $108.1M (2022) to $187.8M (2025), reflecting a 74% increase over the period.
As with any equity investment, PFIS carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. No single metric tells the full story. Reviewing PFIS's risk profile alongside its fundamentals and technical indicators provides a more complete picture.