Peoples Financial Services Corp.
PFISFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, Peoples Financial Services Corp. (PFIS) is listed under Banks - Regional. At a $601.0M market cap, Peoples Financial Services Corp. ranks as a small-cap company within financial services. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Market Cap
$601.0M
Beta
0.76
P/E (TTM)
10.24
P/E (Fwd)
8.22
EPS (TTM)
$5.86
EPS (Fwd)
$7.30
ROE
11.7%
ROA
1.1%
Cash
$343.0M
Total Debt
$419.6M
Free CF
—
52W Change
24.9%
Annual Financials
Cash vs Debt
Peoples Financial Services Corp. carries $419.6M in total debt against $343.0M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 11.7%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $108.1M (2022) to $187.8M (2025), reflecting a 74% increase over the period.
Investors considering Peoples Financial Services Corp. should weigh the typical risks associated with PFIS's sector, size, and financial profile against their own risk tolerance and investment objectives. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Peoples Financial Services Corp.'s trajectory.