Provident Financial Services, Inc.
PFSFinancial ServicesNASDAQBanks - Regional
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Daily timeframeProvident Financial Services, Inc. With a market capitalization of $3.03B, it sits in mid-cap territory. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Market Cap
$3.03B
Beta
0.82
P/E (TTM)
9.64
P/E (Fwd)
9.00
EPS (TTM)
$2.41
EPS (Fwd)
$2.58
ROE
11.1%
ROA
1.3%
Cash
$344.0M
Total Debt
$2.99B
Free CF
—
52W Change
22.4%
Annual Financials
Cash vs Debt
Where PFS stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, PFS finished 2.25% below its 150-day moving average ($22.62) and 0.41% below its 200-day moving average ($22.20). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PFS overbought or oversold?
At the October 20, 2026 close, PFS's RSI(14) was 47.4, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, PFS has $344.0M in cash with $2.99B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 11.1% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $505.3M (2022) to $870.4M (2025), reflecting a 72% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Provident Financial Services, Inc.'s trajectory.