Provident Financial Services, Inc.
PFSFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Provident Financial Services, Inc. focuses on Banks - Regional services and products. Provident Financial Services, Inc. At a $3.09B market cap, Provident Financial Services, Inc. ranks as a mid-cap company within financial services. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Market Cap
$3.09B
Beta
0.77
P/E (TTM)
9.88
P/E (Fwd)
9.12
EPS (TTM)
$2.40
EPS (Fwd)
$2.60
ROE
11.1%
ROA
1.3%
Cash
$344.0M
Total Debt
$2.99B
Free CF
—
52W Change
20.1%
Annual Financials
Cash vs Debt
Where PFS stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, PFS finished 4.47% above its 150-day moving average ($22.39) and 8.04% above its 200-day moving average ($21.65). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PFS overbought or oversold?
At the September 3, 2026 close, PFS's RSI(14) was 21.3, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, PFS has $344.0M in cash with $2.99B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 11.1% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $505.3M (2022) to $870.4M (2025), reflecting a 72% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing PFS.