Provident Financial Services, Inc.
PFSFinancial ServicesNASDAQBanks - Regional
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Daily timeframeProvident Financial Services, Inc. At a $2.89B market cap, Provident Financial Services, Inc. ranks as a mid-cap company within financial services. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Market Cap
$2.89B
Beta
0.80
P/E (TTM)
9.44
P/E (Fwd)
8.84
EPS (TTM)
$2.35
EPS (Fwd)
$2.51
ROE
11.1%
ROA
1.2%
Cash
$327.3M
Total Debt
$3.06B
Free CF
—
52W Change
35.3%
Annual Financials
Cash vs Debt
Provident Financial Services, Inc. carries $3.06B in total debt against $327.3M in cash reserves — debt is roughly 9.3x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 11.1%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $505.3M (2022) to $870.4M (2025), reflecting a 72% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Provident Financial Services, Inc.'s trajectory.