Peapack-Gladstone Financial Corporation
PGCFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePeapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The $770.9M market capitalization puts PGC squarely in small-cap range for its industry. The company operates in two segments, Banking and Wealth Management.
Market Cap
$770.9M
Beta
0.72
P/E (TTM)
17.62
P/E (Fwd)
9.12
EPS (TTM)
$2.47
EPS (Fwd)
$4.77
ROE
6.6%
ROA
0.6%
Cash
$264.5M
Total Debt
$114.4M
Free CF
—
52W Change
58.7%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $264.5M in cash comfortably exceeding the $114.4M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 6.6% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.6% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $237.5M to $275.9M.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Peapack-Gladstone Financial Corporation and its sector.