Patriot National Bancorp, Inc.
PNBKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Patriot National Bancorp, Inc. focuses on Banks - Regional services and products. Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. The company carries a $103.8M market cap, placing it firmly in the micro-cap category. that provides community banking services to individuals, small and medium-sized businesses, and professionals.
Market Cap
$103.8M
Beta
-0.61
P/E (TTM)
—
P/E (Fwd)
0.82
EPS (TTM)
$-0.05
EPS (Fwd)
$1.01
ROE
-8.4%
ROA
-0.6%
Cash
$116.9M
Total Debt
$16.5M
Free CF
—
52W Change
-33.3%
Annual Financials
Cash vs Debt
Where PNBK stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, PNBK finished 27.93% below its 150-day moving average ($1.11) and 33.33% below its 200-day moving average ($1.20). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PNBK overbought or oversold?
At the October 20, 2026 close, PNBK's RSI(14) was 25.8, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Patriot National Bancorp, Inc. holds $116.9M in cash against $16.5M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of -8.4% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has pulled back from $36.6M (2022) to $29.4M (2025), a 20% decline worth watching.
PNBK's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, PNBK has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing PNBK.