Porch Group, Inc.
PRCHFinancial ServicesNASDAQInsurance - Property & Casualty
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Daily timeframeHeadquartered within the financial services sector, Porch Group, Inc. focuses on Insurance - Property & Casualty services and products. Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. The company carries a $1.19B market cap, placing it firmly in the small-cap category. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment.
Market Cap
$1.19B
Beta
3.23
P/E (TTM)
—
P/E (Fwd)
-14.53
EPS (TTM)
$-0.15
EPS (Fwd)
$-0.75
ROE
—
ROA
3.9%
Cash
$184.4M
Total Debt
$399.0M
Free CF
$43.0M
52W Change
13.2%
Annual Financials
Cash vs Debt
Porch Group, Inc. carries $399.0M in total debt against $184.4M in cash reserves — debt is roughly 2.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. Annual free cash flow of $43.0M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROA of 3.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $275.9M (2022) to $509.7M (2025), reflecting a 85% increase over the period.
Porch Group, Inc.'s elevated beta suggests the stock experiences more pronounced price movements than the overall market, which increases both upside potential and downside risk. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing PRCH.