Porch Group, Inc.
PRCHFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Sep 8, 2026
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Daily timeframePorch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. The $2.04B market capitalization puts PRCH squarely in mid-cap range for its industry. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment.
Market Cap
$2.04B
Beta
3.15
P/E (TTM)
—
P/E (Fwd)
48.49
EPS (TTM)
$-0.13
EPS (Fwd)
$0.37
ROE
-103.3%
ROA
3.2%
Cash
$217.9M
Total Debt
$405.3M
Free CF
-$193.6M
52W Change
-4.4%
Annual Financials
Cash vs Debt
Where PRCH stands vs its 150-day and 200-day moving averages
As of the September 1, 2026 close, PRCH finished 58.49% above its 150-day moving average ($10.72) and 64.00% above its 200-day moving average ($10.36). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PRCH overbought or oversold?
At the September 1, 2026 close, PRCH's RSI(14) was 65.5, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Porch Group, Inc. carries $405.3M in total debt against $217.9M in cash reserves — debt is roughly 1.9x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company is burning cash, with free cash flow at -$193.6M. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. Return on equity stands at -103.3%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $275.9M (2022) to $509.7M (2025), reflecting a 85% increase over the period.
A beta of 3.15 means PRCH is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. No single metric tells the full story. Reviewing PRCH's risk profile alongside its fundamentals and technical indicators provides a more complete picture.