Porch Group, Inc.
PRCHFinancial ServicesNASDAQInsurance - Property & Casualty
Scan Results
Daily timeframePorch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. The company carries a $2.01B market cap, placing it firmly in the mid-cap category. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment.
Market Cap
$2.01B
Beta
3.16
P/E (TTM)
—
P/E (Fwd)
47.92
EPS (TTM)
$-0.12
EPS (Fwd)
$0.37
ROE
-103.3%
ROA
3.2%
Cash
$217.9M
Total Debt
$405.3M
Free CF
-$193.6M
52W Change
7.9%
Annual Financials
Cash vs Debt
Where PRCH stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, PRCH finished 38.00% above its 150-day moving average ($12.79) and 51.76% above its 200-day moving average ($11.63). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PRCH overbought or oversold?
At the October 20, 2026 close, PRCH's RSI(14) was 63.2, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, PRCH has $217.9M in cash with $405.3M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow is running at -$193.6M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. ROE of -103.3% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $275.9M (2022) to $509.7M (2025), reflecting a 85% increase over the period.
A beta of 3.16 means PRCH is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing PRCH.