Primerica, Inc.
PRIFinancial ServicesNASDAQInsurance - Life · Last scanned Oct 26, 2026
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Daily timeframePrimerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. With a market capitalization of $8.45B, it sits in mid-cap territory. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products.
Market Cap
$8.45B
Beta
0.88
P/E (TTM)
11.02
P/E (Fwd)
10.08
EPS (TTM)
$24.90
EPS (Fwd)
$27.22
ROE
33.0%
ROA
4.7%
Cash
$637.5M
Total Debt
$1.80B
Free CF
$1.04B
52W Change
4.3%
Annual Financials
Cash vs Debt
Where PRI stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, PRI finished 0.64% below its 150-day moving average ($282.65) and 1.69% above its 200-day moving average ($276.18). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PRI overbought or oversold?
At the October 20, 2026 close, PRI's RSI(14) was 59.1, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Primerica, Inc. carries $1.80B in total debt against $637.5M in cash reserves — debt is roughly 2.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company generates $1.04B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 33.0%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 4.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $2.66B (2022) to $3.29B (2025), reflecting a 24% increase over the period.
As with any equity investment, PRI carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Primerica, Inc.'s trajectory.