Primerica, Inc.
PRIFinancial ServicesNASDAQInsurance - Life
Scan Results
Daily timeframePrimerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. Valued at $9.10B, PRI is a mid-cap name in its sector. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products.
Market Cap
$9.10B
Beta
0.85
P/E (TTM)
11.88
P/E (Fwd)
10.88
EPS (TTM)
$24.89
EPS (Fwd)
$27.17
ROE
33.0%
ROA
4.7%
Cash
$637.5M
Total Debt
$1.80B
Free CF
$1.04B
52W Change
8.9%
Annual Financials
Cash vs Debt
Where PRI stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, PRI finished 4.90% above its 150-day moving average ($276.79) and 6.96% above its 200-day moving average ($271.46). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PRI overbought or oversold?
At the September 2, 2026 close, PRI's RSI(14) was 28.8, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, PRI has $637.5M in cash with $1.80B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Annual free cash flow of $1.04B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 33.0%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 4.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $2.66B (2022) to $3.29B (2025), reflecting a 24% increase over the period.
Investors considering Primerica, Inc. should weigh the typical risks associated with PRI's sector, size, and financial profile against their own risk tolerance and investment objectives. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Primerica, Inc.'s trajectory.