Primerica, Inc.
PRIFinancial ServicesNASDAQInsurance - Life · Last scanned Jul 18, 2026
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Daily timeframePrimerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. At a $9.68B market cap, Primerica, Inc. ranks as a mid-cap company within financial services. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products.
Market Cap
$9.68B
Beta
0.88
P/E (TTM)
13.13
P/E (Fwd)
11.64
EPS (TTM)
$23.66
EPS (Fwd)
$26.67
ROE
32.3%
ROA
4.6%
Cash
$678.3M
Total Debt
$1.86B
Free CF
$1.07B
52W Change
16.1%
Annual Financials
Cash vs Debt
The company holds $678.3M in cash, though total debt stands at $1.86B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow comes in at $1.07B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 32.3%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 4.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $2.66B (2022) to $3.29B (2025), reflecting a 24% increase over the period.
Investors considering Primerica, Inc. should weigh the typical risks associated with PRI's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing PRI.