Prospect Capital Corporation
PSECFinancial ServicesNASDAQAsset Management
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Daily timeframeProspect Capital Corporation is a business development company. Valued at $1.21B, PSEC is a small-cap name in its sector. It specializes in middle market, mature, mezzanine finance, later stage, emerging growth, leveraged buyouts, refinancing, acquisitions, recapitalizations, turnaround, growth capital, development, capital expenditures and subordinated debt tranches of collateralized loan obligations, cash flow term loans, market place lending and bridge transactions.
Market Cap
$1.21B
Beta
0.81
P/E (TTM)
—
P/E (Fwd)
6.91
EPS (TTM)
$-0.37
EPS (Fwd)
$0.35
ROE
-0.8%
ROA
4.3%
Cash
$34.5M
Total Debt
$1.73B
Free CF
$203.4M
52W Change
-25.1%
Annual Financials
Cash vs Debt
On the balance sheet, PSEC has $34.5M in cash with $1.73B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow comes in at $203.4M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at -0.8%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 4.3% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $622.5M (2022) to -$406.9M (2025), a 165% decline worth watching.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Prospect Capital Corporation's trajectory.