RBB Bancorp
RBBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeRBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company carries a $405.1M market cap, placing it firmly in the small-cap category. The company offers deposit products, including checking, savings, money market, and time deposits; retail deposits; brokered deposits, collateralized deposits, and deposits acquired through internet listing services; and certificates of deposit.
Market Cap
$405.1M
Beta
1.06
P/E (TTM)
10.14
P/E (Fwd)
9.78
EPS (TTM)
$2.36
EPS (Fwd)
$2.45
ROE
7.9%
ROA
1.0%
Cash
$197.5M
Total Debt
$289.8M
Free CF
—
52W Change
43.5%
Annual Financials
Cash vs Debt
The company holds $197.5M in cash, though total debt stands at $289.8M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 7.9% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $160.0M (2022) to $129.2M (2025), a 19% decline worth watching.
Investors considering RBB Bancorp should weigh the typical risks associated with RBB's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing RBB.