Republic Bancorp, Inc.
RBCAAFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeHeadquartered within the financial services sector, Republic Bancorp, Inc. focuses on Banks - Regional services and products. Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. The $1.80B market capitalization puts RBCAA squarely in small-cap range for its industry. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions.
Market Cap
$1.80B
Beta
0.57
P/E (TTM)
14.01
P/E (Fwd)
12.95
EPS (TTM)
$6.54
EPS (Fwd)
$7.08
ROE
11.5%
ROA
1.8%
Cash
$399.3M
Total Debt
$225.2M
Free CF
—
52W Change
34.2%
Annual Financials
Cash vs Debt
Where RBCAA stands vs its 150-day and 200-day moving averages
As of the October 2, 2026 close, RBCAA finished 10.30% above its 150-day moving average ($83.60) and 14.89% above its 200-day moving average ($80.26). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is RBCAA overbought or oversold?
At the October 2, 2026 close, RBCAA's RSI(14) was 29.9, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Republic Bancorp, Inc. holds $399.3M in cash against $225.2M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 11.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $308.7M (2022) to $411.1M (2025), reflecting a 33% increase over the period.
The relatively low beta of 0.57 suggests RBCAA is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Republic Bancorp, Inc.'s trajectory.