Republic Bancorp, Inc.
RBCAAFinancial ServicesNASDAQBanks - Regional · Last scanned May 27, 2026
Scan Results
Daily timeframe2 of 4 indicators bearish as of May 26
Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. Valued at $1.58B, RBCAA is a small-cap name in its sector. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions.
Market Cap
$1.58B
Beta
0.58
P/E (TTM)
12.42
P/E (Fwd)
12.16
EPS (TTM)
$6.48
EPS (Fwd)
$6.62
ROE
11.7%
ROA
1.8%
Cash
$604.0M
Total Debt
$486.3M
Free CF
—
52W Change
16.4%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $604.0M in cash comfortably exceeding the $486.3M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 11.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $308.7M (2022) to $411.1M (2025), reflecting a 33% increase over the period.
With a beta below 0.7, Republic Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Republic Bancorp, Inc.'s trajectory.