Radian Group Inc.
RDNFinancial ServicesNASDAQInsurance - Specialty · Last scanned Jun 3, 2026
Scan Results
Daily timeframeRadian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. The company carries a $4.49B market cap, placing it firmly in the mid-cap category. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans.
Market Cap
$4.49B
Beta
0.76
P/E (TTM)
7.88
P/E (Fwd)
6.16
EPS (TTM)
$4.29
EPS (Fwd)
$5.49
ROE
12.7%
ROA
5.7%
Cash
$649.0M
Total Debt
$1.38B
Free CF
$275.7M
52W Change
1.8%
Annual Financials
Cash vs Debt
Radian Group Inc. carries $1.38B in total debt against $649.0M in cash reserves — debt is roughly 2.1x the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $275.7M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 12.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 5.7% suggests reasonable efficiency in deploying the company's asset base. Revenue has been relatively flat, moving from $1.19B (2022) to $1.20B (2025).
As with any equity investment, RDN carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing RDN.