Radian Group Inc.
RDNFinancial ServicesNASDAQInsurance - Specialty · Last scanned Sep 9, 2026
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Daily timeframeRadian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. Valued at $4.77B, RDN is a mid-cap name in its sector. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans.
Market Cap
$4.77B
Beta
0.70
P/E (TTM)
8.90
P/E (Fwd)
6.86
EPS (TTM)
$4.05
EPS (Fwd)
$5.25
ROE
12.0%
ROA
5.3%
Cash
$712.1M
Total Debt
$1.34B
Free CF
$308.7M
52W Change
5.0%
Annual Financials
Cash vs Debt
Where RDN stands vs its 150-day and 200-day moving averages
As of the August 4, 2026 close, RDN finished 12.48% above its 150-day moving average ($34.93) and 13.03% above its 200-day moving average ($34.76). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is RDN overbought or oversold?
At the August 4, 2026 close, RDN's RSI(14) was 68.0, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Radian Group Inc. carries $1.34B in total debt against $712.1M in cash reserves — debt is roughly 1.9x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company generates $308.7M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 12.0%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 5.3% suggests reasonable efficiency in deploying the company's asset base. Revenue has been relatively flat, moving from $1.19B (2022) to $1.20B (2025).
The relatively low beta of 0.70 suggests RDN is a less volatile holding compared to the broader index. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing RDN.