Richmond Mutual Bancorporation, Inc.
RMBIFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, Richmond Mutual Bancorporation, Inc. (RMBI) is listed under Banks - Regional. With a market capitalization of $255.0M, it sits in micro-cap territory. operates as the bank holding company for First Bank Richmond that provides various banking services.
Market Cap
$255.0M
Beta
0.34
P/E (TTM)
13.03
P/E (Fwd)
—
EPS (TTM)
$1.22
EPS (Fwd)
—
ROE
8.6%
ROA
0.8%
Cash
$37.6M
Total Debt
$244.0M
Free CF
—
52W Change
18.8%
Annual Financials
Cash vs Debt
Where RMBI stands vs its 150-day and 200-day moving averages
As of the October 13, 2026 close, RMBI finished 3.71% above its 150-day moving average ($14.81) and 5.79% above its 200-day moving average ($14.52). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is RMBI overbought or oversold?
At the October 13, 2026 close, RMBI's RSI(14) was 42.8, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, RMBI has $37.6M in cash with $244.0M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 8.6%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $46.4M (2022) to $48.8M (2025).
The relatively low beta of 0.34 suggests RMBI is a less volatile holding compared to the broader index. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. No single metric tells the full story. Reviewing RMBI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.