Root, Inc.
ROOTFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Sep 9, 2026
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Daily timeframePart of the financial services sector, Root, Inc. (ROOT) is listed under Insurance - Property & Casualty. At a $846.7M market cap, Root, Inc. ranks as a small-cap company within financial services. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels.
Market Cap
$846.7M
Beta
2.92
P/E (TTM)
15.22
P/E (Fwd)
19.38
EPS (TTM)
$3.59
EPS (Fwd)
$2.82
ROE
15.4%
ROA
3.3%
Cash
$520.4M
Total Debt
$197.8M
Free CF
$125.1M
52W Change
-40.5%
Annual Financials
Cash vs Debt
Where ROOT stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, ROOT finished 0.94% above its 150-day moving average ($54.36) and 8.00% below its 200-day moving average ($59.64). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ROOT overbought or oversold?
At the September 3, 2026 close, ROOT's RSI(14) was 61.9, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $520.4M in cash comfortably exceeding the $197.8M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow comes in at $125.1M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 15.4% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $310.8M (2022) to $1.52B (2025), reflecting a 388% increase over the period.
With a beta above 1.5, ROOT tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. With cash comfortably exceeding debt, ROOT has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Root, Inc. and its sector.