RO

Root, Inc.

ROOTFinancial ServicesNASDAQ

Insurance - Property & Casualty · Last scanned Jul 18, 2026

PriceMA150MA200
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Financials · Annual
Revenue
$1.52B
+29.0% YoY
Net Income
$40.3M
+30.4% YoY
Free Cash Flow
$178.5M

Scan Results

Daily timeframe
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DateIndicatorDetails
Jul 11CONFIRMED Below MA2000.9% below MA200
RSI OverboughtRSI 78.9, above 70, stock may be overbought
Jul 10CONFIRMED Below MA2000.9% below MA200
RSI OverboughtRSI 78.9, above 70, stock may be overbought
About Root, Inc.

Root, Inc. provides insurance products and services in the United States. Valued at $943.7M, ROOT is a small-cap name in its sector. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels.

Key stats
Market Cap$943.7M
P/E (TTM)17.59
Fwd P/E19.49
EPS$3.39
Beta2.85
52W Change-54.6%
ROE14.8%
Analysis

With $608.0M in cash and $200.3M in debt, ROOT maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $178.5M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 14.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $310.8M (2022) to $1.52B (2025), reflecting a 388% increase over the period.

A beta of 2.85 means ROOT is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. With cash comfortably exceeding debt, ROOT has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing ROOT's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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