Red River Bancshares, Inc.
RRBIFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, Red River Bancshares, Inc. (RRBI) is listed under Banks - Regional. With a market capitalization of $600.8M, it sits in small-cap territory. The company offers various deposit products, including checking, saving, money market accounts, and time deposits.
Market Cap
$600.8M
Beta
0.42
P/E (TTM)
13.68
P/E (Fwd)
12.11
EPS (TTM)
$6.67
EPS (Fwd)
$7.53
ROE
12.6%
ROA
1.4%
Cash
$210.5M
Total Debt
$1.5M
Free CF
—
52W Change
62.5%
Annual Financials
Cash vs Debt
With $210.5M in cash and $1.5M in debt, RRBI maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 12.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $104.7M to $124.4M.
RRBI's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, RRBI has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing RRBI.