Red River Bancshares, Inc.
RRBIFinancial ServicesNASDAQBanks - Regional
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Daily timeframeRed River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in the United States. Valued at $643.5M, RRBI is a small-cap name in its sector. The company offers various deposit products, including checking, saving, money market accounts, and time deposits.
Market Cap
$643.5M
Beta
0.42
P/E (TTM)
14.65
P/E (Fwd)
12.83
EPS (TTM)
$6.67
EPS (Fwd)
$7.62
ROE
12.6%
ROA
1.4%
Cash
$210.5M
Total Debt
$1.5M
Free CF
—
52W Change
55.2%
Annual Financials
Cash vs Debt
Red River Bancshares, Inc. holds $210.5M in cash against $1.5M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 12.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $104.7M to $124.4M.
With a beta below 0.7, Red River Bancshares, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, RRBI has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing RRBI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.