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Banco Santander, S.A.

SANFinancial ServicesNASDAQ

Banks - Diversified

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Financials · Annual
Revenue
$60.02B
-0.5% YoY
Net Income
$14.10B
+12.1% YoY

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About Banco Santander, S.A.

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. With a market capitalization of $178.71B, it sits in large-cap territory. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments.

Key stats
Market Cap$178.71B
P/E (TTM)12.05
Fwd P/E9.48
EPS$1.03
Beta0.95
52W Change+57.7%
Dividend Yield2.24%
ROE12.9%
Analysis

Banco Santander, S.A. carries $392.53B in total debt against $307.91B in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 12.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $54.22B to $60.02B.

Investors considering Banco Santander, S.A. should weigh the typical risks associated with SAN's sector, size, and financial profile against their own risk tolerance and investment objectives. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Banco Santander, S.A. and its sector.

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