Southside Bancshares, Inc.
SBSIFinancial ServicesNASDAQBanks - Regional
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Daily timeframeSouthside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Valued at $975.0M, SBSI is a small-cap name in its sector. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit.
Market Cap
$975.0M
Beta
0.58
P/E (TTM)
13.89
P/E (Fwd)
9.43
EPS (TTM)
$2.36
EPS (Fwd)
$3.48
ROE
8.5%
ROA
0.8%
Cash
$391.5M
Total Debt
$907.5M
Free CF
—
52W Change
17.8%
Annual Financials
Cash vs Debt
Southside Bancshares, Inc. carries $907.5M in total debt against $391.5M in cash reserves — debt is roughly 2.3x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 8.5% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $253.2M (2022) to $237.0M (2025).
SBSI's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Southside Bancshares, Inc.'s trajectory.