Southside Bancshares, Inc.
SBSIFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 9, 2026
Scan Results
Daily timeframeSouthside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Valued at $958.3M, SBSI is a small-cap name in its sector. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit.
Market Cap
$958.3M
Beta
0.57
P/E (TTM)
12.61
P/E (Fwd)
9.92
EPS (TTM)
$2.55
EPS (Fwd)
$3.24
ROE
9.0%
ROA
0.9%
Cash
$400.9M
Total Debt
$1.65B
Free CF
—
52W Change
7.8%
Annual Financials
Cash vs Debt
Where SBSI stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, SBSI finished 0.31% below its 150-day moving average ($32.16) and 1.46% above its 200-day moving average ($31.60). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SBSI overbought or oversold?
At the September 3, 2026 close, SBSI's RSI(14) was 38.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, SBSI has $400.9M in cash with $1.65B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 9.0%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $253.2M (2022) to $237.0M (2025).
With a beta below 0.7, Southside Bancshares, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Southside Bancshares, Inc.'s trajectory.