Sezzle Inc.
SEZLFinancial ServicesNASDAQCredit Services
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Daily timeframeSezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company carries a $4.46B market cap, placing it firmly in the mid-cap category. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options.
Market Cap
$4.46B
Beta
6.73
P/E (TTM)
28.97
P/E (Fwd)
19.88
EPS (TTM)
$4.56
EPS (Fwd)
$6.65
ROE
88.8%
ROA
48.8%
Cash
$79.8M
Total Debt
$122.1M
Free CF
$100.5M
52W Change
73.2%
Annual Financials
Cash vs Debt
Where SEZL stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, SEZL finished 8.08% above its 150-day moving average ($118.48) and 20.84% above its 200-day moving average ($105.97). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SEZL overbought or oversold?
At the October 20, 2026 close, SEZL's RSI(14) was 70.5, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $79.8M in cash, though total debt stands at $122.1M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company generates $100.5M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 88.8% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Return on assets of 48.8% further supports the picture of efficient asset utilization. Revenue has grown from $125.6M (2022) to $450.3M (2025), reflecting a 259% increase over the period.
Sezzle Inc.'s elevated beta suggests the stock experiences more pronounced price movements than the overall market, which increases both upside potential and downside risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Sezzle Inc.'s trajectory.