Sezzle Inc.
SEZLFinancial ServicesNASDAQCredit Services
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Daily timeframeHeadquartered within the financial services sector, Sezzle Inc. focuses on Credit Services services and products. Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. With a market capitalization of $3.99B, it sits in mid-cap territory. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options.
Market Cap
$3.99B
Beta
6.67
P/E (TTM)
25.95
P/E (Fwd)
17.81
EPS (TTM)
$4.56
EPS (Fwd)
$6.65
ROE
88.8%
ROA
48.8%
Cash
$79.8M
Total Debt
$122.1M
Free CF
$100.5M
52W Change
35.3%
Annual Financials
Cash vs Debt
Where SEZL stands vs its 150-day and 200-day moving averages
As of the September 1, 2026 close, SEZL finished 12.54% above its 150-day moving average ($107.12) and 24.45% above its 200-day moving average ($96.87). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SEZL overbought or oversold?
At the September 1, 2026 close, SEZL's RSI(14) was 40.4, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $79.8M in cash, though total debt stands at $122.1M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Annual free cash flow of $100.5M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 88.8%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 48.8% further supports the picture of efficient asset utilization. Revenue has grown from $125.6M (2022) to $450.3M (2025), reflecting a 259% increase over the period.
With a beta above 1.5, SEZL tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. No single metric tells the full story. Reviewing SEZL's risk profile alongside its fundamentals and technical indicators provides a more complete picture.