Shore Bancshares, Inc.
SHBIFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeShore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. At a $764.0M market cap, Shore Bancshares, Inc. ranks as a small-cap company within financial services. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States.
Market Cap
$764.0M
Beta
0.82
P/E (TTM)
11.19
P/E (Fwd)
10.14
EPS (TTM)
$2.05
EPS (Fwd)
$2.26
ROE
11.5%
ROA
1.1%
Cash
$455.1M
Total Debt
$99.1M
Free CF
—
52W Change
46.1%
Annual Financials
Cash vs Debt
Where SHBI stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, SHBI finished 4.33% above its 150-day moving average ($21.50) and 8.25% above its 200-day moving average ($20.72). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SHBI overbought or oversold?
At the October 20, 2026 close, SHBI's RSI(14) was 49.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $455.1M in cash and $99.1M in debt, SHBI maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 11.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $124.4M (2022) to $225.1M (2025), reflecting a 81% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Shore Bancshares, Inc.'s trajectory.