Southern Missouri Bancorp, Inc.
SMBCFinancial ServicesNASDAQBanks - Regional
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Daily timeframeSouthern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. With a market capitalization of $809.5M, it sits in small-cap territory. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans.
Market Cap
$809.5M
Beta
0.85
P/E (TTM)
11.45
P/E (Fwd)
10.43
EPS (TTM)
$6.42
EPS (Fwd)
$7.05
ROE
12.2%
ROA
1.3%
Cash
$91.0M
Total Debt
$166.2M
Free CF
—
52W Change
31.9%
Annual Financials
Cash vs Debt
Where SMBC stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, SMBC finished 5.54% above its 150-day moving average ($69.18) and 9.71% above its 200-day moving average ($66.55). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SMBC overbought or oversold?
At the September 3, 2026 close, SMBC's RSI(14) was 17.4, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $91.0M in cash, though total debt stands at $166.2M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 12.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $124.8M (2022) to $182.6M (2025), reflecting a 46% increase over the period.
Investors considering Southern Missouri Bancorp, Inc. should weigh the typical risks associated with SMBC's sector, size, and financial profile against their own risk tolerance and investment objectives. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Southern Missouri Bancorp, Inc. and its sector.