Southern Missouri Bancorp, Inc.
SMBCFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeSouthern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. At a $791.9M market cap, Southern Missouri Bancorp, Inc. ranks as a small-cap company within financial services. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans.
Market Cap
$791.9M
Beta
0.87
P/E (TTM)
10.60
P/E (Fwd)
10.55
EPS (TTM)
$6.78
EPS (Fwd)
$6.82
ROE
13.0%
ROA
1.5%
Cash
$97.1M
Total Debt
$163.5M
Free CF
—
52W Change
34.3%
Annual Financials
Cash vs Debt
Where SMBC stands vs its 150-day and 200-day moving averages
As of the October 15, 2026 close, SMBC finished 2.84% below its 150-day moving average ($70.88) and 0.38% above its 200-day moving average ($68.61). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SMBC overbought or oversold?
At the October 15, 2026 close, SMBC's RSI(14) was 31.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, SMBC has $97.1M in cash with $163.5M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 13.0%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $152.9M (2023) to $200.6M (2026), reflecting a 31% increase over the period.
Investors considering Southern Missouri Bancorp, Inc. should weigh the typical risks associated with SMBC's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing SMBC.