SR Bancorp, Inc.
SRBKFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeHeadquartered within the financial services sector, SR Bancorp, Inc. focuses on Banks - Regional services and products. SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the United States. The company carries a $137.9M market cap, placing it firmly in the micro-cap category. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposits, as well as business checking accounts for small businesses.
Market Cap
$137.9M
Beta
0.59
P/E (TTM)
42.91
P/E (Fwd)
23.02
EPS (TTM)
$0.44
EPS (Fwd)
$0.82
ROE
1.8%
ROA
0.3%
Cash
$71.5M
Total Debt
$67.8M
Free CF
—
52W Change
27.1%
Annual Financials
Cash vs Debt
Where SRBK stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, SRBK finished 0.85% below its 150-day moving average ($18.74) and 1.98% above its 200-day moving average ($18.22). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SRBK overbought or oversold?
At the October 20, 2026 close, SRBK's RSI(14) was 43.6, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
SR Bancorp, Inc. holds $71.5M in cash against $67.8M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 1.8%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $15.0M (2023) to $33.4M (2026), reflecting a 124% increase over the period.
With a beta below 0.7, SR Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing SRBK's risk profile alongside its fundamentals and technical indicators provides a more complete picture.