S&T Bancorp, Inc.
STBAFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, S&T Bancorp, Inc. (STBA) is listed under Banks - Regional. With a market capitalization of $1.77B, it sits in small-cap territory. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits.
Market Cap
$1.77B
Beta
0.83
P/E (TTM)
13.70
P/E (Fwd)
12.93
EPS (TTM)
$3.60
EPS (Fwd)
$3.81
ROE
9.5%
ROA
1.4%
Cash
$372.0M
Total Debt
$185.4M
Free CF
—
52W Change
27.2%
Annual Financials
Cash vs Debt
S&T Bancorp, Inc. holds $372.0M in cash against $185.4M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 9.5% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $374.0M (2022) to $402.1M (2025).
With cash comfortably exceeding debt, STBA has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence S&T Bancorp, Inc.'s trajectory.