S&T Bancorp, Inc.
STBAFinancial ServicesNASDAQBanks - Regional
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Daily timeframeS&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. Valued at $1.79B, STBA is a small-cap name in its sector. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits.
Market Cap
$1.79B
Beta
0.83
P/E (TTM)
13.33
P/E (Fwd)
12.68
EPS (TTM)
$3.80
EPS (Fwd)
$3.99
ROE
9.9%
ROA
1.4%
Cash
$252.9M
Total Debt
$312.0M
Free CF
—
52W Change
26.6%
Annual Financials
Cash vs Debt
Where STBA stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, STBA finished 8.59% above its 150-day moving average ($45.31) and 12.25% above its 200-day moving average ($43.83). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is STBA overbought or oversold?
At the September 2, 2026 close, STBA's RSI(14) was 16.8, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $252.9M in cash, though total debt stands at $312.0M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 9.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $374.0M (2022) to $402.1M (2025).
As with any equity investment, STBA carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for S&T Bancorp, Inc. and its sector.