S&T Bancorp, Inc.
STBAFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, S&T Bancorp, Inc. focuses on Banks - Regional services and products. S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. The company carries a $1.78B market cap, placing it firmly in the small-cap category. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits.
Market Cap
$1.78B
Beta
—
P/E (TTM)
12.89
P/E (Fwd)
12.52
EPS (TTM)
$3.92
EPS (Fwd)
$4.04
ROE
10.0%
ROA
1.5%
Cash
$192.2M
Total Debt
$215.3M
Free CF
—
52W Change
38.6%
Annual Financials
Cash vs Debt
Where STBA stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, STBA finished 3.30% above its 150-day moving average ($46.94) and 6.59% above its 200-day moving average ($45.49). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is STBA overbought or oversold?
At the October 20, 2026 close, STBA's RSI(14) was 47.8, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $192.2M in cash, though total debt stands at $215.3M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 10.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $374.0M (2022) to $402.1M (2025).
Investors considering S&T Bancorp, Inc. should weigh the typical risks associated with STBA's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing STBA's risk profile alongside its fundamentals and technical indicators provides a more complete picture.