Texas Community Bancshares, Inc.
TCBSFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeOperating under the Banks - Regional umbrella, Texas Community Bancshares, Inc. is a financial services company. Texas Community Bancshares, Inc. Valued at $49.5M, TCBS is a micro-cap name in its sector. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex.
Market Cap
$49.5M
Beta
-0.03
P/E (TTM)
14.24
P/E (Fwd)
—
EPS (TTM)
$1.21
EPS (Fwd)
—
ROE
6.2%
ROA
0.8%
Cash
$15.5M
Total Debt
$46.5M
Free CF
—
52W Change
7.1%
Annual Financials
Cash vs Debt
Where TCBS stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, TCBS finished 1.34% below its 150-day moving average ($17.18) and 0.59% below its 200-day moving average ($17.05). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TCBS overbought or oversold?
At the October 20, 2026 close, TCBS's RSI(14) was 31.1, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $15.5M in cash, though total debt stands at $46.5M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 6.2% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $12.1M to $16.4M.
TCBS's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. No single metric tells the full story. Reviewing TCBS's risk profile alongside its fundamentals and technical indicators provides a more complete picture.