Triumph Financial, Inc.
TFINFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
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Daily timeframeTriumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. The $1.66B market capitalization puts TFIN squarely in small-cap range for its industry. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans.
Market Cap
$1.66B
Beta
1.37
P/E (TTM)
47.03
P/E (Fwd)
22.01
EPS (TTM)
$1.48
EPS (Fwd)
$3.16
ROE
4.1%
ROA
0.6%
Cash
$896.8M
Total Debt
$156.9M
Free CF
—
52W Change
11.3%
Annual Financials
Cash vs Debt
Where TFIN stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, TFIN finished 0.92% above its 150-day moving average ($68.31) and 3.28% above its 200-day moving average ($66.75). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TFIN overbought or oversold?
At the September 3, 2026 close, TFIN's RSI(14) was 10.1, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Triumph Financial, Inc. holds $896.8M in cash against $156.9M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 4.1% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.6% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $484.2M (2022) to $423.8M (2025), a 12% decline worth watching.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing TFIN's risk profile alongside its fundamentals and technical indicators provides a more complete picture.