Triumph Financial, Inc.
TFINFinancial ServicesNASDAQBanks - Regional
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Daily timeframeTriumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. With a market capitalization of $1.52B, it sits in small-cap territory. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans.
Market Cap
$1.52B
Beta
1.53
P/E (TTM)
32.37
P/E (Fwd)
18.38
EPS (TTM)
$1.96
EPS (Fwd)
$3.45
ROE
5.3%
ROA
0.7%
Cash
$1.03B
Total Debt
$156.2M
Free CF
—
52W Change
6.6%
Annual Financials
Cash vs Debt
Where TFIN stands vs its 150-day and 200-day moving averages
As of the October 6, 2026 close, TFIN finished 9.97% below its 150-day moving average ($68.42) and 8.75% below its 200-day moving average ($67.51). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TFIN overbought or oversold?
At the October 6, 2026 close, TFIN's RSI(14) was 32.2, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $1.03B in cash and $156.2M in debt, TFIN maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 5.3% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.7% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $484.2M (2022) to $423.8M (2025), a 12% decline worth watching.
With a beta above 1.5, TFIN tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Triumph Financial, Inc.'s trajectory.