First Financial Corporation
THFFFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, First Financial Corporation focuses on Banks - Regional services and products. First Financial Corporation operates as the bank holding company for First Financial Bank N.A. Valued at $911.8M, THFF is a small-cap name in its sector. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States.
Market Cap
$911.8M
Beta
0.44
P/E (TTM)
10.66
P/E (Fwd)
9.29
EPS (TTM)
$7.19
EPS (Fwd)
$8.26
ROE
13.4%
ROA
1.4%
Cash
$96.6M
Total Debt
$609.2M
Free CF
—
52W Change
38.7%
Annual Financials
Cash vs Debt
Where THFF stands vs its 150-day and 200-day moving averages
As of the October 16, 2026 close, THFF finished 2.65% above its 150-day moving average ($71.83) and 6.13% above its 200-day moving average ($69.47). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is THFF overbought or oversold?
At the October 16, 2026 close, THFF's RSI(14) was 42.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $96.6M in cash, though total debt stands at $609.2M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 13.4%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $211.8M (2022) to $261.8M (2025), reflecting a 24% increase over the period.
THFF's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for First Financial Corporation and its sector.