First Financial Corporation
THFFFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeFirst Financial Corporation operates as the bank holding company for First Financial Bank N.A. The $926.1M market capitalization puts THFF squarely in small-cap range for its industry. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States.
Market Cap
$926.1M
Beta
0.40
P/E (TTM)
10.91
P/E (Fwd)
9.47
EPS (TTM)
$7.14
EPS (Fwd)
$8.22
ROE
13.4%
ROA
1.4%
Cash
$96.6M
Total Debt
$609.2M
Free CF
—
52W Change
35.7%
Annual Financials
Cash vs Debt
Where THFF stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, THFF finished 10.78% above its 150-day moving average ($69.92) and 14.94% above its 200-day moving average ($67.39). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is THFF overbought or oversold?
At the September 2, 2026 close, THFF's RSI(14) was 23.9, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $96.6M in cash, though total debt stands at $609.2M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 13.4%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $211.8M (2022) to $261.8M (2025), reflecting a 24% increase over the period.
THFF's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. First Financial Corporation carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for First Financial Corporation and its sector.